Six Figure Income: 3 Things To Do Now
Reaching a six figure income is a huge financial milestone. Earning $100,000 or more per year opens the door to greater financial opportunities, but it also comes with new challenges. Many people assume that hitting...
How to Prevent Lifestyle Creep
Lifestyle creep occurs when increased income leads to higher spending on non-essential items, often without realizing it. Over time, small indulgences add up, making it difficult to save or invest for the future. This gradual...
Tariffs: What the Hell Are They?
When it comes to international trade, the term “tariffs” often comes up, but what does it actually mean? Simply put, a tariff is a tax imposed by a government on imported or exported goods. These...
What is a Recession?
A recession is a period of economic decline that affects businesses, employment, and overall financial stability. During this time, economic activity slows down, leading to decreased consumer spending and reduced business profits. Many individuals experience...
10 Recession Budgeting Tips to Save $300+/Month
In challenging financial times, recession budgeting becomes an essential strategy for maintaining financial stability. Many people struggle to cut expenses without sacrificing quality of life. However, by adopting creative money-saving methods, achieving significant savings each...
Why 401k Diversification is Very Important
The Importance of Investment Diversification in Your 401k When it comes to saving for retirement, one of the most important strategies you can adopt is investment diversification, especially within your 401k. While it might seem...